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Is it Better to Get a Mortgage from a Broker or Lender?
Choosing between a mortgage broker and a lender is a significant decision when buying a home. Each option has its advantages and considerations. Here's a guide to help you determine which might be better for you. Mortgage Brokers vs. Lenders Mortgage Brokers Pros:...
Do I Need a Pay-Stub Before I Can Buy a New Home?
Starting a new job is an exciting milestone, and if you're also looking to buy a new home, you might wonder if you need a pay-stub before proceeding. The answer is a bit nuanced, so let's dive into the details. Why Lenders Require Proof of Income Lenders need to...
What is the Easiest Type of Mortgage to Get?
Easiest Mortgage to Get in Ocala, FL - Atlantic Mortgage When you're looking to buy a home in Ocala, FL, understanding your mortgage options is crucial. Many potential homeowners often ask, "What is the easiest type of mortgage to get?" Let’s break down the options to...
FHA Update: Documenting a Gift Just Got a Lot Easier!
As a mortgage loan originator at Atlantic Mortgage & Finance Corporation, I'm excited to share an important update for those considering an FHA loan. The Federal Housing Administration (FHA) has announced a significant guideline change that can simplify the...
First-Time Homebuyer Programs and Incentives: What’s New in 2024?
Navigating the journey to homeownership can be a complex process, especially for first-time buyers. Fortunately, 2024 brings a suite of updated programs and incentives designed to make this journey smoother and more affordable. Whether you’re just starting to consider...
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