Unlock Your Dream Home in Ocala with Florida’s Hometown Heroes

Unlock Your Dream Home in Ocala with Florida’s Hometown Heroes Program. Owning a home in Ocala is a dream for many local heroes. Fortunately, the Florida Housing Hometown Heroes Program is here to turn this dream into reality. Let’s explore how the Ocala Hometown Heroes Program can assist you on your home buying journey in Ocala.

Eligibility Criteria

Firstly, the updated eligibility criteria are straightforward and include:

• Being a first-time homebuyer.
• Having a minimum credit score of 640.
• Earning an income below 150% of the area’s median income.
• Being employed by a Florida-based employer

Program Benefits

Secondly, the program provides significant benefits to ease the path to homeownership in Ocala:

• Maximum Assistance: Eligible individuals can now receive up to $35,000 for down payment and closing cost assistance.
• Loan Types: You can qualify for 30-year, fixed-rate, FHA, USDA-RD, or VA mortgage loans.

Application Process

Thirdly, the application process is simple and involves the following steps:

1. Check your eligibility based on the updated criteria.
2. Collect the necessary documents.
3. Reach out to a participating lender in Ocala who can guide you.
4. Fill out the application with your lender’s help.

Conclusion

Lastly, the Florida Housing Hometown Heroes Program is a fantastic opportunity for eligible individuals in Ocala, or anywhere else in Florida. If you meet the criteria, this program could be your gateway to owning your dream home in Ocala, or anywhere else in Florida. For more home buying insights, feel free to explore our Ocala Home Buying Guide.

Contact Information 

Need more guidance? Don’t hesitate to get in touch with us for personalized advice on your home buying journey in Ocala.