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One-Time Close Construction Loan - Simplify Your Build in Florida

Effortlessly transition from construction to permanent financing with our One-Time Close Construction Loan in Florida. Start building your dream home today.

Rehab Loan

Build Your Dream Home Seamlessly with Our One-Time Close Construction Loan

Embark on your home-building journey with confidence and ease. At Atlantic Mortgage & Finance, we understand the complexities of constructing a new home. That’s why we offer the One-Time Close Construction Loan in Florida – a simple, streamlined loan process that combines construction financing and permanent mortgage into a single loan. Say goodbye to multiple closings and fluctuating interest rates. Our One-Time Close Construction Loan is designed to give you peace of mind and financial flexibility from start to finish.

How It Works

The Construction Phase

In the construction phase, we provide short-term financing with interest-only payments. Funds are disbursed in stages as construction progresses, ensuring a smooth financial flow. Our team works closely with you and your builder, providing support and guidance every step of the way.

Transition to Permanent Financing

As construction concludes, your loan seamlessly transitions into permanent financing. This phase offers you the choice of fixed or adjustable-rate mortgages, tailored to fit your long-term financial goals. The transition is smooth and hassle-free, with no need for a second closing.

Benefits of One-Time Close Construction Loan

Experience the unique advantages of our One-Time Close Construction Loan:

  • Single Closing: One application, one closing, one set of closing costs.

  • Lock-In Rates: Secure your interest rate at the start, avoiding the risk of rising rates.

  • Flexibility: Choose from various loan terms and rate options.

  • Simplified Process: Streamlined paperwork and a single point of contact.

  • Peace of Mind: Focus on your home, not on your financing.”


Ready to start your home-building journey?

Eligibility and Requirements

To qualify for our One-Time Close Construction Loan, you’ll need:

  • A credit score of 680 or higher.
  • A detailed construction plan and budget.
  • A qualified builder with a strong track record.
  • A down payment of at least 20%. Start your application process today and bring your dream home to life.”

Why Choose Atlantic Mortgage & Finance?

Choosing Atlantic Mortgage & Finance means partnering with a team that values your dream as much as you do. We offer:

  • Expert Guidance: Our experienced loan officers navigate you through every step.
  • Customized Solutions: Tailored financing options to meet your unique needs.
  • Commitment to Excellence: Dedicated to providing exceptional service and support.”

“Take the first step towards your new home. [Start Your Application Today]”


“Have questions? We have answers. Check out our FAQs section for more information on our One-Time Close Construction Loan.”


“Need more information? [Get Personalized Assistance]”


“Contact us at [phone number] or email [email address]. Follow us on [social media links] for more updates and homeowner tips.”

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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