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Florida Hometown Heroes Loan Program - Empowering Community Heroes in Homeownership

Discover the Florida Hometown Heroes Loan Program. Offering special mortgage rates and down payment assistance for Florida’s community workforce.

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Florida Hometown Heroes Loan Program

Welcome to the Florida Hometown Heroes Loan Program, proudly offered by Atlantic Mortgage & Finance Corporation. This program is dedicated to assisting Florida’s community heroes in achieving their dream of homeownership. Whether you’re a first-time homebuyer or looking to move, our program offers substantial benefits, including down payment and closing cost assistance.

Benefits of the Program

  • Down Payment and Closing Cost Assistance: Receive up to 5% of your first mortgage loan amount (maximum of $35,000) to cover down payments and closing costs.
  • Competitive Mortgage Rates: Benefit from lower than market interest rates on various mortgage options.
  • Deferred Second Mortgage: The assistance is provided as a 0% deferred second mortgage, due upon sale, refinancing, or if the home is no longer your primary residence.
  • Non-Forgivable Loan: Ensuring long-term support for our community heroes.

Who is Eligible?

The Hometown Heroes Loan Program is open to full-time workforce members employed by a Florida-based employer. This includes a wide range of professions, particularly those serving the community such as law enforcement officers, educators, healthcare professionals, and active military personnel or veterans.

Simplified Application Process

How to Apply

Start your journey to homeownership by connecting with one of our participating loan officers. We will guide you through the application process, ensuring you meet the program’s criteria, including a minimum credit score and verification of full-time employment.

Testimonials from Satisfied Homeowners in Florida

Hear from our clients who have successfully financed their manufactured homes in Florida. Real stories, real success.

Why Choose Atlantic Mortgage & Finance Corporation?

At Atlantic Mortgage & Finance Corporation, we are committed to serving those who serve our community. With our expertise in the Florida real estate market and dedication to personalized service, we ensure a smooth and supportive home buying experience.

Check out these additional resources for more info on the Florida Hometown Heroes program.

Start your journey to home ownership in Florida with us. With our expert guidance and flexible financing options, your dream home is within reach. Apply now and take the first step towards homeownership in the Sunshine State.

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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