Florida Hometown Heroes Loan Program - Empowering Community Heroes in Homeownership

Discover the Florida Hometown Heroes Loan Program. Offering special mortgage rates and down payment assistance for Florida’s community workforce.

Hometown Heroes logo

Florida Hometown Heroes Loan Program

Welcome to the Florida Hometown Heroes Loan Program, proudly offered by Atlantic Mortgage & Finance Corporation. This program is dedicated to assisting Florida’s community heroes in achieving their dream of homeownership. Whether you’re a first-time homebuyer or looking to move, our program offers substantial benefits, including down payment and closing cost assistance.

Benefits of the Program

  • Down Payment and Closing Cost Assistance: Receive up to 5% of your first mortgage loan amount (maximum of $35,000) to cover down payments and closing costs.
  • Competitive Mortgage Rates: Benefit from lower than market interest rates on various mortgage options.
  • Deferred Second Mortgage: The assistance is provided as a 0% deferred second mortgage, due upon sale, refinancing, or if the home is no longer your primary residence.
  • Non-Forgivable Loan: Ensuring long-term support for our community heroes.

Who is Eligible?

The Hometown Heroes Loan Program is open to full-time workforce members employed by a Florida-based employer. This includes a wide range of professions, particularly those serving the community such as law enforcement officers, educators, healthcare professionals, and active military personnel or veterans.

Simplified Application Process

How to Apply

Start your journey to homeownership by connecting with one of our participating loan officers. We will guide you through the application process, ensuring you meet the program’s criteria, including a minimum credit score and verification of full-time employment.

APPLY NOW

Testimonials from Satisfied Homeowners in Florida

Hear from our clients who have successfully financed their manufactured homes in Florida. Real stories, real success.

I have refinanced a number of times with Atlantic Mortgage & Finance Corp. Every time, my wife and I have been treated fairly, honestly, and with great respect! They are the best!

David S.
Rating: 5

Our purchase was time sensitive and Atlantic Mortgage & Finance Corp worked to not only meet the deadline, but closed a week early! They worked to predict potential hold-ups so they could be prevented. Atlantic Mortgage & Finance Corp performed every task required of them for our home loan quickly and accurately. There are nothing but positives to be said about them.

Joseph R.
Rating: 5

I chose to work with Atlantic Mortgage & Finance Corp because of strong referrals offered a great mortgage rate and gave straightforward, honest advice. I had an excellent experience working with them.

Shannon W.
Rating: 5

Why Choose Atlantic Mortgage & Finance Corporation?

At Atlantic Mortgage & Finance Corporation, we are committed to serving those who serve our community. With our expertise in the Florida real estate market and dedication to personalized service, we ensure a smooth and supportive home buying experience.

CONTACT US

Check out these additional resources for more info on the Florida Hometown Heroes program.

Start your journey to home ownership in Florida with us. With our expert guidance and flexible financing options, your dream home is within reach. Apply now and take the first step towards homeownership in the Sunshine State.

APPLY NOW

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Back To Top