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Conforming Loan

Learn all about the conforming loan guidelines and requirements, as well as how to qualify and get started with your mortgage process. Obtain valuable insights and information to navigate the loan application process seamlessly.

What is a Conforming Loan?

Conforming loans strictly comply with Fannie Mae and Freddie Mac’s loan limits, as well as specific guidelines concerning your credit score and debt-to-income (DTI) ratios.

What are the Conforming Loan Limits ?

The Housing and Economic Recovery Act (HERA) mandates an annual adjustment to the baseline conforming loan limit for Fannie Mae and Freddie Mac, aligning it with the fluctuating average U.S. home price. Discover more about the conforming loan limit in your specific area by reaching out to us!

Difference Between Conforming and Nonconforming Loan

The key difference between these loan types is the loan amount requested. If the amount exceeds the conforming loan limit in your area, it falls into the nonconforming category.

What is the Benefit of Getting a Conforming Loan?

Conforming loans are the most common type of mortgage in the U.S. Some benefits include:

  • Easy documentation requirements
  • Higher loan-to-value (LTV)
  • Potentially faster closing times

Why Choose Us?

With our extensive 20 plus years of experience in mortgage financing, we excel in delivering both conventional and non-conventional financing options tailored to suit our customers’ needs. Collaborating with a wide range of investors and lenders, we proudly offer a diverse range of loan programs. Our utmost aim is to provide borrowers with the most optimal financing solutions available.

Contact us to learn more or get started today!

Begin your mortgage process!